Charlottesville real estate VA, Albemarle real estate and Keswick real estate, home listings and homes for sale in Virginia, luxury townhomes and new construction - Marina E. Ringstrom, REALTOR® Marina E. Ringstrom REALTOR(r) for Charlottesville, Albemarle and Keswick, Virginia real estate, luxury townhomes and new construction - NUMBER1EXPERT™ Marina E. Ringstrom NUMBER1EXPERT(tm) for Charlottesville, Albemarle and Keswick, Virginia real estate, luxury townhomes and new construction
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Marina E. Ringstrom, REALTORŪ, real estate agent and broker for Charlottesville, Albemarle and Keswick Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)


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Financing Your Home >Happy Banking

When you have found the perfect home, the search for the perfect loan begins. There are other factors you should consider besides the interest rate and loan fees when you are shopping for a loan. One important issue is the lender's general reputation.

A professional real estate agent can provide you with the names of several mortgage lenders and can help you compare their programs. Some lenders may have great rates, but may have very conservative standards for qualifying customers. Others may be more willing to consider people who are marginally qualified or have less-than-perfect credit histories. Some lenders have local underwriters and can process loans quickly, while others may need extra time to process paperwork. The ordinary consumer deals with only a few mortgage lenders over a lifetime, but real estate agents deal with many lenders every month. Ask your agent to help you match your individual needs to the many offerings in this complicated marketplace.

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Real Estate Trivia
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What does the common acronym FSBO (pronounced fizzbo) stand for?

A 
For Sale By Owner. (Between 85 to 95% of existing homes are sold with a Realtor's help.)
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Marina E. Ringstrom, REALTORŪ, real estate agent and broker for Charlottesville, Albemarle and Keswick Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Marina E. Ringstrom
Real Estate lll

1568 Heathrow Lane
Keswick, VA. 22947
434-465-0035
434-817-9200
Fax: 434-295-5208
Email: Marina@MyCharlottesvilleHome.com

Are you looking for CHARLOTTESVILLE REAL ESTATE? Now is the time to buy. Interest rates are at their lowest in years and sellers are motivated! You've come to the right place. My market knowledge may very well be the Key to your new home. As a former real estate marketing director and copy writer I know what attracts buyers..... in addition, I believe in creativity and hard work.

My family and I love the Charlottesville area and have called it home since 1996. Since relocating from Manhattan by way of Stockholm, Sweden, I understand the meaning of home and will be delighted to assist you in finding yours.

Whether it's brand new construction, a previously owned property, golf course homesite or a trendy townhome downtown, beautiful Charlottesville has it all!

ABREqual HousingMLSREALTORSRES



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