Charlottesville real estate VA, Albemarle real estate and Keswick real estate, home listings and homes for sale in Virginia, luxury townhomes and new construction - Marina E. Ringstrom, REALTOR® Marina E. Ringstrom REALTOR(r) for Charlottesville, Albemarle and Keswick, Virginia real estate, luxury townhomes and new construction - NUMBER1EXPERT™ Marina E. Ringstrom NUMBER1EXPERT(tm) for Charlottesville, Albemarle and Keswick, Virginia real estate, luxury townhomes and new construction
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Marina E. Ringstrom, REALTORŪ, real estate agent and broker for Charlottesville, Albemarle and Keswick Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

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Buyers Want Your Home for as Little as Possible.

Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.

Let me do a quick "Comparative Market Analysis" for you, for free, and with no obligation. Also known as a CMA, this analysis compares your home to others that are currently on the market and to those that have recently sold.

As a top REALTORŪ, I determine the value of homes daily. Using the information you provide below, I can perform a quick market analysis, and give you a free estimate of what your home is worth in today's market.

Remember, market conditions can be different, even one neighborhood to the next. I know how to take all these factors into account when determining the true market value of your home.

This service is completely free and without obligation. There are absolutely no strings attached. Why? I want the chance to show you my expertise as a top real estate agent.

Please provide me with some basic information on your home. I'll get back to you quickly... 

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Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Real Estate Trivia
Q 
What characteristics must a home have to be considered a prestigious property?

A 
Unique architectural design; Highly desirable location; celebrity status--owned by a well-known person.
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Marina E. Ringstrom, REALTORŪ, real estate agent and broker for Charlottesville, Albemarle and Keswick Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Marina E. Ringstrom
Better Homes & Gardens Real Estate III

1568 Heathrow Lane
Keswick, VA. 22947
434-465-0035
434-817-9200
Fax: 434-295-5208
Email: Marina@MyCharlottesvilleHome.com

Are you looking for CHARLOTTESVILLE REAL ESTATE? Now is the time to buy. Interest rates are at their lowest in years and sellers are motivated! You've come to the right place. My market knowledge may very well be the Key to your new home. As a former real estate marketing director and copy writer I know what attracts buyers..... in addition, I believe in creativity and hard work.

My family and I love the Charlottesville area and have called it home since 1996. Since relocating from Manhattan by way of Stockholm, Sweden, I understand the meaning of home and will be delighted to assist you in finding yours.

Whether it's brand new construction, a previously owned property, golf course homesite or a trendy townhome downtown, beautiful Charlottesville has it all!

ABR CRS Equal Housing MLS REALTOR SRES



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